Created as a result of the personal experiences of the founders, EmbryoCare Future Family provides financial support for parents coping with the many implications of their child being diagnosed with a condition such as Congenital Heart Disease, Cancer or Cerebral Palsy.
The policy insures an unborn baby from the point of a clear 20 week scan, until the child’s second birthday. It covers 14 conditions which are difficult or impossible to detect at the standard 20 week scan, plus death by any cause. This includes accidents, stillbirth and cot death. We can also include Down’s Syndrome at additional cost.
Our Covered Conditions information in the navigation bar above provides detailed information and advice about each of the conditions covered by the policy.
In the UK over 4,500 children are born each year with Congenital Heart Defects, 1,800 with Cerebral Palsy and a further 1,600 with Epilepsy.
We have found that families are rarely prepared for the additional expense that can be incurred, yet many will want to provide more than the government or NHS can realistically offer. Cover costs from £16 per month.
The EmbryoCare Future Family policy offers a safety net at a time when families often struggle to manage their finances. Different levels of benefit are available to suit a range of family budgets from £16 per month. Please be aware that you have to apply between the date of your clear 20 week scan and the end of the 29th week of your pregnancy.
Should one or more of the listed conditions affect your child, the mother (as the named policyholder), will receive a lump sum payment. This is intended for use by the parent(s) to help the child and family - perhaps buying special equipment, making alterations to the home or buying a car that makes life a little easier for you and your child.
We also provide all our customers access to free one-to-one support from RedArc. Their qualified nurses provide professional medical advice over the telephone – during the pregnancy and indeed up until the child’s second birthday.
Based on years of development, research and consultation, the covered conditions reflect the major conditions that occur most often and are difficult to detect or predict. In the event of a claim being made, a sum is paid according to an agreed scale. Typically this will be as follows:
Please refer to the Key Features document for a definition of each covered condition. You may go there directly by clicking the link in the 'Information' section below.
The core medical conditions covered by all of our Future Family policies are the same irrespective of which benefit level you select. Based on years of development, research and consultation, the covered conditions reflect the major conditions that occur most often and are difficult or impossible to detect or predict.
We also provide free one-on-one contact with RedArc - an independent, specialist company. This entitles you to professional medical support with a dedicated qualified nurse via telephone - during the pregnancy and up until the child’s second birthday.
For more information about EmbryoCare and RedArc, please speak to a member of our team: 0800 6444 355
Our Life policies all provide £5,000 of basic life insurance for a child from a clear 20 week scan up to 2 years old. Our options allow you to add cover for important medical conditions that are difficult or impossible to detect during scans, or which take time to diagnose.
Developed in response to research involving hundreds of mothers who shared their greatest concerns during pregnancy, these policies offer financial reassurance to families at a manageable monthly cost - from under £6 per month.
More than 90% of British mums we surveyed had opted to travel during pregnancy - 40% of them during their third trimester. EmbryoCare Travel makes it possible to travel quite late into your pregnancy.
Developed with Good To Go - specialists in travel insurance - it embraces families, catering to the needs of a mother-to-be as well as other family members keen to participate in activities, or even those with existing medical conditions - so the entire family can join the babymoon!
EmbryoCare is a Trading Name of Future Family Limited. Future Family Limited (Company Number 07828098) is an Appointed Representative of Pulse Insurance Limited. Pulse Insurance Limited (Firm Reference No. 308626) is authorised and regulated by the Financial Conduct Authority.
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